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Talk to an agent near you
About 340 independent agencies write Harborline policies across California and Arizona. They live where you live, they answer their own phones, and buying through one costs you nothing extra.

Why an independent agent
An independent agent is a local business licensed by the state and appointed by several insurance companies, Harborline among them. They are not our employees. That is the point: when they recommend us, it is because they looked at the alternatives and thought we fit, and when they think another carrier fits you better, they will say so.
What an agent does for you:
- Looks at your whole household, the cars, the house, the teenager about to get a license, and suggests limits that match what you actually have to protect.
- Compares prices from more than one company in a single conversation.
- Handles changes: a new car, a move, a lienholder, an SR-22.
- Helps after a claim. Your agent can report it, follow it, and call our adjuster when something is stuck.
- Reviews your policies at renewal, so the coverage you bought five years ago still fits.
Does it cost more?
No. A Harborline policy costs the same whether you buy it from an agent, online or by phone with Harborline Direct, our own licensed service team. We pay the agent's commission ourselves, out of the premium, and it is not added on top.
Prefer to buy direct?
Start a quote on the home page, or call Harborline Direct at (619) 555-0120, weekdays 7am to 8pm and Saturdays 8am to 4pm, Pacific time. You can move your policy to an agent later, or from an agent to us, without changing anything about the coverage.
Agencies by city
A selection of the agencies that write the most Harborline policies in each area. Every agency below can quote auto, home, renters and umbrella unless it says otherwise. If your town is not listed, call us and we will give you the nearest three.
California
San Diego
Bayview Family Insurance Agency
1215 Garnet Avenue, San Diego, CA 92109
English, Tagalog
Chula Vista
North County
Grand Avenue Insurance Agency
220 West Grand Avenue, Escondido, CA 92025
English, Spanish
Pruett Coastal Insurance
1802 South Coast Highway, Oceanside, CA 92054
English. Auto, home and renters only.
Inland Empire
Ibarra-Lowe Insurance Partners
6780 Magnolia Avenue, Riverside, CA 92506
English, Spanish, Korean
Los Angeles County
Kessler Insurance Agency
4120 Atlantic Avenue, Long Beach, CA 90807
English, Spanish, Khmer
Arroyo Insurance Group
880 East Colorado Boulevard, Pasadena, CA 91101
English, Armenian, Mandarin
Central Valley and Central Coast
Kirkpatrick & Vang Insurance
5080 North Blackstone Avenue, Fresno, CA 93710
English, Hmong, Spanish
Northern California
Almaden Insurance Agency
1480 Almaden Road, San Jose, CA 95125
English, Vietnamese, Spanish
Arizona
Phoenix
Camelback Family Insurance
3020 East Camelback Road, Phoenix, AZ 85016
English, Spanish
East Valley
West Valley
Tucson and southern Arizona
Sabino Insurance Agency
4420 East Speedway Boulevard, Tucson, AZ 85712
English, Spanish
Fry Boulevard Insurance Services
1250 East Fry Boulevard, Sierra Vista, AZ 85635
English. Auto, home and renters only.
Northern and western Arizona
Rather see a price first?
Start a quote online. You can still finish it with an agent, and the price is the same either way.